Credit cards have become one of the most sought-after financial instruments amongst people to perform their daily transactions like paying mobile bills, paying utility bills, buying groceries, etc. Gone are the days when credit cards were only used by the people of the higher class. Today, almost everyone is having a credit card to move credit and even possess multiple cards from different banks to avail the benefits offered by each card issuer.
SBI Credit Cards offers some of the best credit cards in the industry. They have got a curated range of credit cards that cater to the various needs and tastes of the users be it shopping, dining, traveling, or entertainment. SBI Credit Cards provides immense convenience to its users while making SBI Credit Card Payments. And not just that, these cards also come with unique features and benefits such as reward points and cashbacks. Earned reward points can be used later to redeem to get a great offer from SBI.
When used mindfully, SBI Credit Cards can never land one in financial worries. The catch is to keep a tap on the expense that is being made on your SBI credit card. This is why an SBI credit card statement plays a vital role.
SBI Bank offers multiple modes of credit card payments, offline and online, to maintain the bills of the credit cards. Cardholders can choose any mode of payment according to their convenience to pay off their credit card dues.
Process to check SBI Credit Card Statement Online
SBI Bank always provides a credit card statement to their customer, both – hard as well as soft copies. SBI credit cardholders need to log into their Netbanking account to get their credit card statement online. Once logged in, they’ll be able to see the credit card statements that include the minimum amount due, available credit, next due date, unbilled amount, transaction types, among others. A user can download a PDF of their statement or even check it online.
How to pay SBI Credit Card bill online
There are multiple online ways through which you can pay your credit card bill online. A few of the popular methods are listed below:
· Pay via Mobile App
· Pay Via UPI
· Pay Via YONO
How to make credit card payments directly from your SBI Netbanking account
Step 1: To register, log in to onlinesbi.com, using your net banking user ID and password.
Step 2: Click on ‘Bill Payments’ and go to the ‘Manage Biller’ section
Step 3: Select the Add option in the ‘Manage Biller’ section and opt for All India billers, and select ‘SBI Cards and Payment Services Ltd.’ as the biller.
Step 4: Register your biller details by entering your name and credit card number and click ‘Submit’. You will receive an SMS carrying a One Time Password (OTP) on your registered mobile number.
Step 5: Enter the OTP and approve your biller details.
You have now successfully registered your credit card on the website
Pay your bills:
Step 1: Click on the view/pay bills section and click on ‘Without Bills’.
Step 2: Select SBI Card as the biller and click on Pay
Step 3: Choose the SBI account number from which the payment is to be made
Step 4: Enter the payment amount and click on ‘Pay Now’. Click on submit to confirm your transaction and follow the instructions. Your payment is now done.
Payment will reflect instantly on your SBI Credit Card account. Please note your reference number for future enquiries.
How to make credit card payments using SBI card mobile App
Step 1: Download the SBI card mobile app and login using your SBI card online user ID and password.
Step 2: Click on ‘Pay now’ button at the bottom of the Account Summary page.
Step 3: Enter your registered Mobile No & Email ID if not updated already
Step 4: Select the amount you wish to pay
• Total Outstanding Amount
• Minimum Amount Due
• Any Other Amount
Step 5: Select the payment option and the bank name from the drop down menu. Confirm the details and be securely re-directed to your bank’s payment interface to authorize the payment.
Your account will get debited online and you will receive an online transaction confirmation with a Transaction Reference Number which will also be sent on your registered mobile no. and e-mail id.
Payment will reflect instantly on your SBI Credit Card account.
How to make SBI credit card payments using UPI
Step 1: Visit the Paynet channel on SBI Card website or Mobile App.
Step 2: Enter card number and other relevant details including the amount you wish to pay toward the outstanding dues and select the UPI option for payment
Step 3: Page will get redirect the customer on UPI page wherein customer will have two options (a) Enter your VPA (b) Scan QR code
Step 4: Enter your VPA handle or Scan the QR code using any UPI app.
Step 5: Authorize the payment on your UPI App.
Step 6: Confirmation is shown with relevant payment status
Step 7: Once payment is made, same will get posted on your card account and you will get payment confirmation SMS via SBI Card instantly.
How to make the credit card payment through YONO by SBI App
- Login to YONO by SBI App using your MPIN or SBI Internet banking credentials
- Go to “My Credit Cards” section under “My Relationships” to select the card you wish to make payment for
- Click on credit card details to go to the card summary page then click on “Pay Now” to go to the payment page
- Select the SBI account to make the payment from
- Select the amount and click on “Pay Now” to complete your payment
Payment will reflect instantly on your SBI Credit Card account
Online credit card bill payment is the quick and most convenient bill payment option. This not only saves our time but also keeps us away from the hassle of visiting the bank. Make sure you pay your dues on time to avoid penalties and other future consequences. You can view your credit card statement and pay bills using your laptop or mobile, anytime anywhere.
Finserv MARKETS offers an extensive range of SBI credit cards that comes with a lot of amazing benefits. You can avail an SBI credit card at Finserv MARKETS in just a few simple clicks and enjoy a world of benefits in your pocket.